What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Reviews

5.0

81 reviews

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Denise Mitchell

1 month ago

Buying our first home was and exciting experience. Working with Steve Newcomer and Mill Mortgage was seamless. Steve made the process seem pretty easy and let us know up front what he needed from us. When we refinance or purchase again, we would defian ...

Buying our first home was and exciting experience. Working with Steve Newcomer and Mill Mortgage was seamless. Steve made the process seem pretty easy and let us know up front what he needed from us. When we refinance or purchase again, we would defiantly use them again.

1 month ago

Steve at Mill Mortgage LLC made the entire home buying process seamless from start to finish. As a single homebuyer, having someone who took the time to explain everything in simple, easy to understand terms meant so much to me and made the experience far ...

Steve at Mill Mortgage LLC made the entire home buying process seamless from start to finish. As a single homebuyer, having someone who took the time to explain everything in simple, easy to understand terms meant so much to me and made the experience far less stressful.

I truly appreciated his patience, knowledge, and guidance every step of the way. I will absolutely be recommending Steve to all of my friends and family!

1 month ago

Working with Steve was an outstanding experience from start to finish. His communication was exceptional—he was always available when we had questions and responded quickly to every call, text, and email. He stayed ahead of every step of the loan process, ...

Working with Steve was an outstanding experience from start to finish. His communication was exceptional—he was always available when we had questions and responded quickly to every call, text, and email. He stayed ahead of every step of the loan process, kept everything organized, and made sure nothing fell behind. We were even able to close ahead of schedule because of how efficient he was. It’s rare to find someone who genuinely cares about their clients and works this hard for them. I would recommend Steve without hesitation to anyone looking for a lender who goes above and beyond.

1 month ago

Steve was absolutely incredible to work with throughout our home purchase. I've worked with lenders before, and he was hands down the best lender I've ever had. He was always on top of everything, answered every phone call, responded to texts and emails a ...

Steve was absolutely incredible to work with throughout our home purchase. I've worked with lenders before, and he was hands down the best lender I've ever had. He was always on top of everything, answered every phone call, responded to texts and emails almost immediately, and kept the entire process moving without any delays. We even closed earlier than expected, which made the whole experience even better. Buying a home can be stressful, but Steve made it feel easy. I truly can't say enough great things about him and would recommend him to anyone looking for a knowledgeable, responsive, and reliable lender.

4 months ago

Buying my first home was something I was incredibly excited about but also very nervous and overwhelmed by. I had no idea what to expect or how stressful the process might become. I almost went with a different lender until I came across Steve at Mill Mor ...

Buying my first home was something I was incredibly excited about but also very nervous and overwhelmed by. I had no idea what to expect or how stressful the process might become. I almost went with a different lender until I came across Steve at Mill Mortgage and started reading his reviews. After working with him myself I can honestly say every single great review is absolutely accurate. Steve made this entire process so smooth, clear and much more enjoyable than I ever anticipated. I’ve heard so many horror stories from friends about how nerve wracking buying a home can be but that was not my experience at all. He was communicative, patient, knowledgeable and always made me feel supported every step of the way. I just closed escrow on my home and I am beyond excited and grateful that I found Steve to work with. I truly could not have asked for a better first home buying experience. I would recommend him to absolutely anyone looking for a lender they can trust

8 months ago

Steve is a game changer when it comes to the settlement side of purchasing a home!!! If you’re a first time homebuyer or even someone who is intimidated by all things real estate work with Steve! He retains a wealth of information and is so easy to talk t ...

Steve is a game changer when it comes to the settlement side of purchasing a home!!! If you’re a first time homebuyer or even someone who is intimidated by all things real estate work with Steve! He retains a wealth of information and is so easy to talk to, which allows for the process to move through seamlessly!! He was always available for any questions and always explained everything clearly/simply. Steve gathers necessary information, works the numbers on his side and then comes back to you and discusses all possible options. He also ran specific number scenarios at my request that way I had a full understanding of what my potential final numbers would be. Working with Steve was such a great experience, I’ll definitely work with him again in the future. Thank you Steve!!

9 months ago

Steve Newcomer is an incredible mortgage agent. If there were more stars than 5, he would get it! Organized, thoughtful, and knows the mortgage business. I highly recommend anyone looking for a mortgage agent talk to Steve.

Steve Newcomer is an incredible mortgage agent. If there were more stars than 5, he would get it! Organized, thoughtful, and knows the mortgage business. I highly recommend anyone looking for a mortgage agent talk to Steve.

1 year ago

He did a great job for me

He did a great job for me

1 year ago

Stephen is an amazing independent loan officer to work with. He is very attentive and professional. When we first spoke, one of the questions he asked was "what do you want out of the loan process" to which I answered "a lower down-payment to keep money ...

Stephen is an amazing independent loan officer to work with. He is very attentive and professional. When we first spoke, one of the questions he asked was "what do you want out of the loan process" to which I answered "a lower down-payment to keep money in our savings". And that is exactly what happened. We got a great rate, low down-payment and he made it happen fast. I highly recommend Stephen at Mill Mortage for your next home purchase or refinance.

Patti Drinville

1 year ago

Testimonial for Steve Newcomer, Mill Mortgage Purchasing our forever home in Prescott quickly reminded us how stressful the home-buying process can be, with endless obstacles along the way. But Steve Newcomer with Mill Mortgage was, hands down, the easie ...

Testimonial for Steve Newcomer, Mill Mortgage Purchasing our forever home in Prescott quickly reminded us how stressful the home-buying process can be, with endless obstacles along the way. But Steve Newcomer with Mill Mortgage was, hands down, the easiest part of our journey. From the moment we placed an offer, Steve was the only broker who promptly returned our call — a sign of the exceptional service we were about to receive. Despite us being out of state, Steve navigated the process flawlessly, demonstrating his strength in multi-tasking, keeping everyone calm, and getting the job done with a smile in his voice. With every conversation, we felt confident we were working with a true pro who genuinely cared about our experience. Steve, take a bow — you truly deserve it.

1 year ago

Stephen Killed it! Great service and easy to work with. Would definitely recommend them!

Stephen Killed it! Great service and easy to work with. Would definitely recommend them!

1 year ago

We highly recommend Bonelli. We had very tight timeline and Travis went above and beyond to make our deadline. His knowledge and professionalism each step of the way made the process go smoothly. Thank you, Travis for an excellent experience!

We highly recommend Bonelli. We had very tight timeline and Travis went above and beyond to make our deadline. His knowledge and professionalism each step of the way made the process go smoothly. Thank you, Travis for an excellent experience!

1 year ago

Travis was incredibly helpful and kept me informed throughout the entire process. His customer service was excellent and I truly appreciate his professionalism and clear communication. I would definitely work with him again.

Travis was incredibly helpful and kept me informed throughout the entire process. His customer service was excellent and I truly appreciate his professionalism and clear communication. I would definitely work with him again.

1 year ago

I have nothing but good praises for my experience with Travis Erickson from Mill Mortgage DBA Bonelli Financial Group, he was Kind, Honest and patient with me being elderly. I also had quite a difficult task to complete but he stuck with it till it was ...

I have nothing but good praises for my experience with Travis Erickson from Mill Mortgage DBA Bonelli Financial Group, he was Kind, Honest and patient with me being elderly. I also had quite a difficult task to complete but he stuck with it till it was completed. I would highly recommend any Financial needs to contact Mr. Erickson!

Brenda Shepherd

1 year ago

Stephen Newcomer is wonderful at his job! He is always available if you have questions or need to discuss something about your loan. He is very thorough and always has your best interest in mind. I highly recommend Stephen Newcomer for any loan needs.

Stephen Newcomer is wonderful at his job! He is always available if you have questions or need to discuss something about your loan. He is very thorough and always has your best interest in mind. I highly recommend Stephen Newcomer for any loan needs.

1 year ago

Jovan at Bonelli Financial Group provided us with exceptional service during our mortgage process. From start to finish, Jovan demonstrated unparalleled professionalism, patience, and expertise. He made what could have been a stressful and overwhelming ex ...

Jovan at Bonelli Financial Group provided us with exceptional service during our mortgage process. From start to finish, Jovan demonstrated unparalleled professionalism, patience, and expertise. He made what could have been a stressful and overwhelming experience feel seamless and straightforward. Jovan took the time to explain every detail, answer all of our questions thoroughly, and guide us through every step with transparency and clarity. His prompt communication and commitment to ensuring we understood our options made us feel confident in our decisions. Thanks to Jovan’s dedication and skill, we secured a mortgage that perfectly suited our needs. We highly recommend him and Bonelli Financial Group to anyone seeking top-notch financial assistance. Truly an outstanding experience!

1 year ago

Travis Erickson is amazing! He was very professional during this process. I recently refinanced my home from 30 years to 15 years and got everything done in 2 weeks! Everything was handled smoothly! Highly recommend.

Travis Erickson is amazing! He was very professional during this process. I recently refinanced my home from 30 years to 15 years and got everything done in 2 weeks! Everything was handled smoothly! Highly recommend.

1 year ago

it was a pleasure working with Stephen during my home mortgage refinance. Stephen was very knowledgeable and professional during this process. Any questions I had he answered thoroughly completely. I can honestly say that Stephen went over and beyond ...

it was a pleasure working with Stephen during my home mortgage refinance. Stephen was very knowledgeable and professional during this process. Any questions I had he answered thoroughly completely. I can honestly say that Stephen went over and beyond what was necessary to get the job done. thank you for making my refinance go as sooth as possible.

1 year ago

Jovan, Brandy and the team are the best in the business. They made everything so easy and quick to get us into our new home. I would highly recommend Bonelli Financial to everyone.

Jovan, Brandy and the team are the best in the business. They made everything so easy and quick to get us into our new home. I would highly recommend Bonelli Financial to everyone.

1 year ago

Stephen is the amazing at what he does. It's not often you work with someone as organized and efficient as Stephen. He is an expert and provides guidance and support throughout the process. He works quickly and we can't thank him enough for his help with ...

Stephen is the amazing at what he does. It's not often you work with someone as organized and efficient as Stephen. He is an expert and provides guidance and support throughout the process. He works quickly and we can't thank him enough for his help with our home purchase. He worked with our tight timeline with ease!

1 year ago

Steve is absolutely 100% the broker to use. Steve explained every detail to my understanding. Seamless and effortless. Will use again!

Steve is absolutely 100% the broker to use. Steve explained every detail to my understanding. Seamless and effortless. Will use again!

Shelley Phillips

2 years ago

Jovan works hard for his clients, very knowledgeable and persistent at getting the job done! We are thankful for his expertise😇

Jovan works hard for his clients, very knowledgeable and persistent at getting the job done! We are thankful for his expertise😇

Glenda Phillips

2 years ago

Jovan is a superior loan officer at Mills Mortgage. He is very knowledgeable, patient and outstanding. This guy knows how to get your loan approved. I would never go anywhere else. If you need a mortgage loan this is the place to go.

Jovan is a superior loan officer at Mills Mortgage. He is very knowledgeable, patient and outstanding. This guy knows how to get your loan approved. I would never go anywhere else. If you need a mortgage loan this is the place to go.

2 years ago

Travis Erickson was fantastic to work with. Even though we were not located in the same state he made the process super smooth. Not stressful whatsoever. He gave me the best rate offer. I highly recommend Travis by far the best loan officer I’ve worked wi ...

Travis Erickson was fantastic to work with. Even though we were not located in the same state he made the process super smooth. Not stressful whatsoever. He gave me the best rate offer. I highly recommend Travis by far the best loan officer I’ve worked with. 10/10!

2 years ago

I've been working with Jovan Bonelli and his team for a little over a year now and I can say I would recommend my family and any friends to him and his team. Knowledgeable, nice, and simply great to work with.

I've been working with Jovan Bonelli and his team for a little over a year now and I can say I would recommend my family and any friends to him and his team. Knowledgeable, nice, and simply great to work with.

2 years ago

Stephen is the BEST lender we have ever worked with. He has exceeded our expectations when he helped us refinance our 1st home and ever more so when it came to purchasing our 2nd home and converting our first into a rental. We so appreciate all his help, ...

Stephen is the BEST lender we have ever worked with. He has exceeded our expectations when he helped us refinance our 1st home and ever more so when it came to purchasing our 2nd home and converting our first into a rental. We so appreciate all his help, honesty and valuable advices he gives to us. I always recommend Steve to my friends and family because I know they will be working with the best and his name is STEVE NEWCOMER.

2 years ago

It was a pleasure working with Josh at Bonelli Financial, always personable, and always quick to respond. Made the process quick, and better rates than any other lenders.

It was a pleasure working with Josh at Bonelli Financial, always personable, and always quick to respond. Made the process quick, and better rates than any other lenders.

Gina Rosborough

2 years ago

Mr. Jovan is Absolutely the Best! I Highly recommend the Bonelli Financial Group to Anyone who wants nothing but Knowledge and Excellent communication skills about Mortgages!

Mr. Jovan is Absolutely the Best! I Highly recommend the Bonelli Financial Group to Anyone who wants nothing but Knowledge and Excellent communication skills about Mortgages!

3 years ago

It was such a pleasure working with Stephen Newcomer, he was very helpful in understanding the whole financing process and the pros and cons of choosing an APR rate. He was available and quick to answer any questions we had and the closing took place on t ...

It was such a pleasure working with Stephen Newcomer, he was very helpful in understanding the whole financing process and the pros and cons of choosing an APR rate. He was available and quick to answer any questions we had and the closing took place on the requested date. Would use Steve again and will recommend to anyone looking for a mortgage broker. Thank you Steve, Alan & Dolores.

3 years ago

Stephen Newcomer is an awesome lender. He has been a great person who is knowledgeable and extremely patient during my first home purchase process.

Stephen Newcomer is an awesome lender. He has been a great person who is knowledgeable and extremely patient during my first home purchase process.

3 years ago

As a first time homebuyer my loan experience with Steve was fantastic. I would 100 percent recommend to all my family and friends and look forward to working with Steve in the future!! Thanks Steve!

As a first time homebuyer my loan experience with Steve was fantastic. I would 100 percent recommend to all my family and friends and look forward to working with Steve in the future!! Thanks Steve!

Alexandra McDowell

4 years ago

Steve made the whole process so smooth & easy. This was our first time buying a house and Steve was so on top of everything. He addressed all of our questions ASAP! I was so overwhelmed with the whole process with it being my first house and Steve took th ...

Steve made the whole process so smooth & easy. This was our first time buying a house and Steve was so on top of everything. He addressed all of our questions ASAP! I was so overwhelmed with the whole process with it being my first house and Steve took the time to answer every one of my questions. I couldn't imagine having another lender! I highly recommend him!

5 years ago

I didn't think I would be able to refinance my mortgage but my friend referred me to Steve Newcomer and he helped me all the way through the process and got my interest rate way down!! Now I will be paying off my loan in 15 yrs vs 30 yrs with a better int ...

I didn't think I would be able to refinance my mortgage but my friend referred me to Steve Newcomer and he helped me all the way through the process and got my interest rate way down!! Now I will be paying off my loan in 15 yrs vs 30 yrs with a better intrest rate. I highly recommend Steve!

5 years ago

Working with Steve was all the things you want in a mortage lender - easy, fast and excellent. The process was smooth and incredibly efficient. Steve's communication and detailed instructions are a testament to his quality of work and passion for what he ...

Working with Steve was all the things you want in a mortage lender - easy, fast and excellent. The process was smooth and incredibly efficient. Steve's communication and detailed instructions are a testament to his quality of work and passion for what he does. Thank you Steve for all your help in our refinance!

Beatriz Morales

5 years ago

I highly recommend Steve Newcomer. He has become our family Mortgage Banker. He is highly knowledgeable, professional, honest, patient and respectful. He has excellent following up skills and provides a very personalized service. Steve has gain the trust ...

I highly recommend Steve Newcomer. He has become our family Mortgage Banker. He is highly knowledgeable, professional, honest, patient and respectful. He has excellent following up skills and provides a very personalized service. Steve has gain the trust and respect of all of my family who he has help buy and refinance our houses. Thank you Steve for all of your great service and help ! 😊

5 years ago

Best experience i've had working with a mortgage professional. incredible service, great rate, couldn't be more pleased with Steve and his team.

Best experience i've had working with a mortgage professional. incredible service, great rate, couldn't be more pleased with Steve and his team.

5 years ago

Incredible experience with Steve! I would highly recommend this mortgage broker to all friends and family. Steve is highly professional and incredibly responsive which is super important during a refinance process. He explains everything clearly and th ...

Incredible experience with Steve! I would highly recommend this mortgage broker to all friends and family. Steve is highly professional and incredibly responsive which is super important during a refinance process. He explains everything clearly and that is super important.

5 years ago

We used Steve as our lender for the purchase of our new home last year on a recommendation from our realtor and could not have been happier. When rates dropped this year we contacted Steve to determine if refinancing our loan would be cost effective for o ...

We used Steve as our lender for the purchase of our new home last year on a recommendation from our realtor and could not have been happier. When rates dropped this year we contacted Steve to determine if refinancing our loan would be cost effective for our situation. We received an estimate the same day and made the decision to proceed with the re-fi. We closed on the loan less than 3 weeks later and was pleasantly surprised when the closing costs were lower than the original estimate. As with our first experience using Steve, the process was seamless and we never had to leave our home to sign the documents. If you're looking for a true professional, we highly recommend giving Steve a try.

5 years ago

We were looking to refinance our mortgage and Steve had great reviews and all kinds of positive feedback, so I reached out to him first. We ended up getting a slightly better offer from our original lender, but Steve actually was able to beat this. Steve ...

We were looking to refinance our mortgage and Steve had great reviews and all kinds of positive feedback, so I reached out to him first. We ended up getting a slightly better offer from our original lender, but Steve actually was able to beat this. Steve made the refi process extremely easy. I had countless conversations with other people about how long and protracted their refi has been, and how they’ve been in the dark the whole time about the status. This was never the case with Steve. This process was painless and lightning fast, from day 1. His communication made all the difference - he is patient, answered all our questions, and replied to emails within 30min or less most times. We would recommend Millennial Mortgage to friends or family without hesitation and will be back ourselves in the future!

Rachel McCollister

5 years ago

We engaged Steve for financing on a second house a week before our scheduled close day due to our previous lender not coming through on getting our appraisal scheduled. Steve was able to process everything very quickly and was able to find an appraiser q ...

We engaged Steve for financing on a second house a week before our scheduled close day due to our previous lender not coming through on getting our appraisal scheduled. Steve was able to process everything very quickly and was able to find an appraiser quickly so we only had to extend our close date by about a week. The communication on status between us, our agent and title was superb. Will definitely use Steve in the future and I highly recommend him.

5 years ago

Steve did it again! I have used Stephen Newcomer for 2 purchases and several refi's. In addition, I am a Realtor and he is my preferred lender. I have referred him to clients for the last few years because of his professionalism, attention to detail and c ...

Steve did it again! I have used Stephen Newcomer for 2 purchases and several refi's. In addition, I am a Realtor and he is my preferred lender. I have referred him to clients for the last few years because of his professionalism, attention to detail and commitment to the customer. Thank you again!

5 years ago

I can’t say enough about Millennial Mortgage. Stephen Newcomer is the BEST. Fastest service ever. Questions answered and cleared immediately. Don’t hesitate to use them. Carrie

I can’t say enough about Millennial Mortgage. Stephen Newcomer is the BEST. Fastest service ever. Questions answered and cleared immediately. Don’t hesitate to use them. Carrie

6 years ago

Steve is amazing, from start ton finish. We banged this refi out in under 30 days. Steve was extremely informative and quick to answer all questions (like within minutes to a couple hours at max, but usually within minutes of my email)via email or phone c ...

Steve is amazing, from start ton finish. We banged this refi out in under 30 days. Steve was extremely informative and quick to answer all questions (like within minutes to a couple hours at max, but usually within minutes of my email)via email or phone call. I tried doing a refi months earlier with a family friend, and it was a complete S. Show. We spent 3 months working on it with a horrible appraisal, and un accurate credit rates and not the interest rate I was looking for. Steve used up to date info, and credit ratings, gave me a doc list the first day, and never faltered from that list. His online system is super easy and practicle. Every step was easier then the one before it. All in all, I will never use another lender, and will be referring all my friends and family to Steve. Your a rockstar man, keep it up!

6 years ago

I needed to refinance my home and Steve Newcomer was recommended to me. Steve was very patient in explaining (and often re-explaining) every step along the way. He oversaw the whole process with the utmost respect and expedited all business transactions ...

I needed to refinance my home and Steve Newcomer was recommended to me. Steve was very patient in explaining (and often re-explaining) every step along the way. He oversaw the whole process with the utmost respect and expedited all business transactions in an amazingly timely manner. Because of his knowledge and professionalism, I was able to lock into an extremely low interest rate. I am sure most of his clients are word of mouth because he is that good. I highly recommend Steve Newcomer and guarantee that you will not be disappointed.

6 years ago

Steve Newcomer is very experienced in the entire process. Steve makes this process easy. He is available 24/7 to answer questions, follow up and creates a very comfortable experience for the consumer. His knowledge of the process is at his fingertips. He ...

Steve Newcomer is very experienced in the entire process. Steve makes this process easy. He is available 24/7 to answer questions, follow up and creates a very comfortable experience for the consumer. His knowledge of the process is at his fingertips. He provides quick, complete answers. Ask a question once, you receive a complete response and in every case exceeds expectations. I cannot say enough about his level of expertise and understanding about the process. I trust him and his ability to take me from start to completion without any hiccups, keeping me up to date as the process unfolds and right to the finish line. I have financed many homes. I have used several lenders. Steve makes sure the process is smooth and worry free. You will NOT find a better person to work with. You will be in the loop every step of the process and confident you are making the best decision for YOU, not him.

6 years ago

I had the privilege of working with Steven Newcomer at Millennial Mortgage. Working with Steve was absolutely amazing. I am a Real Estate agent and have worked with many lenders and Steve Newcomer is at the top of the list. He is responsive, communicative ...

I had the privilege of working with Steven Newcomer at Millennial Mortgage. Working with Steve was absolutely amazing. I am a Real Estate agent and have worked with many lenders and Steve Newcomer is at the top of the list. He is responsive, communicative and very professional. I recently refinanced my home from a 30 year to a 15 year mortgage and received a phenomenal rate with Millennial Mortgage. I would recommend anyone work with Steve. Thanks for such a wonderful experience.