Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients acheive the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:


"Stephen Newcomer was an absolute pleasure to work with. Having never purchased a home before, Stephen took the time to go over the process with me and to answer any questions I had. Stephen was able to get me a fantastic interest rate on my loan and I couldn't be happier with the service he provided. I highly recommend Millennial Mortgage and Stephen!” -- Carl J.


“Steven I am writing this letter to let you know how grateful I am for all the hard work during our refinance process.  I am not sure if you are aware but we just got our final check from American Financial Resources for our outstanding escrow funds.  That amount was $1066.27 and it was more than I expected.  All told we will end up saving over $50,000.00 dollars over the life of the loan and some $3000.00 over the signing process.  It took me some persuasion to finally get American Financial Resources to cut that check but I was persistent and in the end everything worked out.  Steven, as with our last experience you and your team were nothing short of outstanding.  If you’ll recall, I was already in the process of refinancing with another mortgage company when you contacted me.  You showed me the error of my ways, had I closed with that other company I would have made a tremendous financial mistake. Thank you so much and I would hope you can use this story for customers who may not be sure just how dedicated you are to your customer’s best interests.  Please thank everyone who worked on getting Vanessa and I refinanced and know how grateful we are.” -- Jorge F.


“Steve helped us with a refinance on our manufactured home. It is difficult to find lenders and brokers that refinance or even finance manufactured homes. Steve walked us through the process, since it had been quite sometime since we had refinanced our house. He was very knowledgeable, helpful, and always willing to address any questions I had and quickly. We had a little snafu (with the lender) towards the end, but Steve not only assured me he was taking care of it but also kept me informed and resolved the issue promptly and the outcome was great. Steve was wonderful to work with and did an excellent job! We would definitely refinance with him again and would recommend him to others.” -- Roselyn V.


“Our experience with Steve Newcomer was great he was always there to help with any questions we had. Being that we live in Yuma, AZ we were kind of hesitate to work with a loan officer from Phoenix, but it ended up working great. I would highly recommend him. Thanks again Steve.” -- Carlos C. and Arlene M.


“Working with Steve newcomer on buying a new home was a great experience for first time home buying. Steve was there for me every step of the way making the process very easy and answering any question I threw his way. I would recommend using Steve anytime!” -- Emmitt F.


“We are extremely pleased with the service we received from Steve. He was very informative and presented several options when we were pursuing our mortgage loan. He went to great lengths to obtain the loan that best fit our family’s needs. We are extremely pleased with the service we received from Steve. He was very informative and presented several options when we were pursuing our mortgage loan. He went to great lengths to obtain the loan that best fit our family’s needs. His professional demeanor cannot be matched with the competition. We would highly recommend Steve to any of our family and friends in the future.”-- Edgar G.


“Steve did an excellent job guiding me through my first time home-buying experience. He is a very professional and supportive. I highly recommend him and will definitely work with him in the future. Thanks Steve!” -- Oscar M.


“Steve was easy to work with and his sense of humor made the work much more pleasant.” -- George and Liz F.


“Steve was excellent! He came highly recommended and I was never disappointed.  He helped me find a lender to purchase a second home in Prescott, Arizona. I live out of state but working with Steve long distance was never a problem.  He was very good at communicating via email and kept me updated on the status constantly.   Steve was able to give me few loan options and he helped explain the pros and cons of each.  I couldn't have asked for a better broker.” -- David L.


We had the pleasure of working with Steve when obtaining a loan for our new home. He managed to completely and utterly surpass our expectations. Steve is not only very knowledgeable but has the patience to teach and answer any questions. He did all of this with honesty and efficiency. In fact, I often wondered if we were the only clients simply because he always responded so quickly. I wouldn't think twice to refer friends & family. – Emma and Sergio S.


Working with Steve Newcomer was a pleasure from our introduction start to funding a loan successfully in a timely manner. Steve and Millennial Mortgage provided all the necessary requirements to qualify for the best loan product for us by effectively communicating all of our options. Steve was always available to answer questions and was quick to respond to all of our loan questions and processing needs. Steve is a professional to be trusted and I would recommend his expertise to anyone who is looking to secure a home loan. Thank you Steve! – Vince J.


So grateful we had the opportunity to work with Steve newcomer.  Our experience with Him could not have been better.  He was kind and available to answer questions and even walk us through scenarios when they seemed confusing or too difficult for us ourselves.  His attitude was always polite and courteous.  Never made us feel uncomfortable or like we were bothering him with our questions or concerns.  He made the process of acquiring our home loan feel comfortable and safe and made otherwise confusing information easier for us to understand.  Always prompt to answer the phone or call back shortly after having left messages.  Felt like he cared about helping us get to the finish line and with his help we made our escrow date on time.  Five stars!  Would highly recommend Steve Newcomer to anyone in need of a mortgage loan. Most sincerely, -- Richard and Linda G. 


I just wanted to let you know, that without you our refi probably wouldn't have happened.  You were a tremendous help to us and we want to thank you from the bottom of our hearts.  You have a safe and merry holiday season. -- Mike and Susie S.


My wife and I have used the services of Stephen Newcomer two times. We successfully moved from a Variable Loan to a 30 yrs. fixed the first occasion and lowered our interest rate using a VA loan. The transition went smoothly, he guided us through the reams of Fed Regulations and Conditions. He monitored the ever changing interest rates and recontacted us when the VA rate dropped to 3.25%. This lowered our rate again and we were VERY satisfied. He attention to us was invaluable. We can say this personalized attention would be, without a doubt be offered to ANY client of Mr. Newcomer's. We highly recommend Stephen Newcomer without any hesitation. -- Gheral and Bernadette T.


We were introduced to Steve early on in our home buying process by our real estate agent at Coldwell Banker. We were quickly impressed by Steve's ability to assess our mortgage needs based on our job transfer from Northern California to Phoenix. Our purchasing position was not simple or difficult but there were many factors that had to be addressed. Steve was on top of every aspect of our new loan from day one to funding. He was always available to answer questions and his insights regarding market conditions were excellent. We never worried about Steve's ability to produce the right loan package to suit us. He proved he was professional and reliable during the entire process. Reach out to Steve for your home financing needs, you'll be glad you did. Thank you Steve Newcomer, we look forward to working with you again when our needs or situation changes. -- Vince and Colleen J.


Steve went above and beyond to make sure everything came together for my loan. I couldn't have asked for a more helpful and understand person to work with! Great sense of humor too! – Andi L.


I recently bought a house and my realtor and office mate had highly recommended Steve. He was Excellent through out the entire process. Answered all my questions in a timely manner like within a few minutes even after I closed and been in my house for 2 weeks. That's how dedicated he is to his clients. I am truly amazed with his integrity! You can count on Steve. Steve Thank you so much for making my experience in buying my first house on my own such an amazing journey. It was very quick!! Love my house and your EXCELLENT SERVICE!! You ROCK!!!! -- Arlene C.


This is the second time I have the pleasure to work with Steve Newcomer, in this occasion he helped me refinance to get a lower payment and a lower interest on my loan. The process took less than a month. What I really like about Steve, is that he always responds promptly. He advice wisely and always provides options. He has also helped my family members and friends. I consider Steve an honest man and someone I trust. -- Marie C.


Excellent service from start to finish. Highly recommend it. -- Israel P.


To be honest being I am very familiar with the loan business and Real Estate.I have never had an experience like I had with Stephen Newcomer. My experience From "Day One" until the "funding date" was a clinic of efficiency and professionalism. I would implore anybody looking for a loan to reach out to him. What I experienced is his attention to detail, transparency, engagement and setting the proper expectations made the process excellent and more than achieved my life long dream of home ownership.I have referred him to my friends and family as a testimonial of my trust in him. -- Ben B.


I have worked with many mortgage folks in my years, and none even come close to providing the level of service that Steve Newcomer did during our recent refi. Steve always made himself available, and I called him often to check into rates/fees for the day in an effort to lock in the best rate we could. Steve was always pleasant and thorough during the entire process, which went as smooth as butter. His professionalism, in my opinion, is without compare in the mortgage industry. He's earned a customer for life. -- Jason L.


First let us state that Steve is very nice and helped us a lot in our purchase of a house in another state. Keeps you informed and anytime you have a question always right there to help. We were so glad Steve was referred to us.We would highly remind him. Thanks Steve! -- William and Jeanette H.


I am a first time home buyer so it was a little intimidating going in but Steve exceeded all my expectations and went above and beyond. His fast responsiveness and organization allowed him to expedite the closing process so I could close early and save money on rent. He did a great job of explaining everything and if I had a question he would answer it in great detail to make sure I understood. It didn't matter if it was 7am or 9pm he always answered the phone to help me out. I will continue to go back to him and recommend him for future homebuyers. – Craig G.


I've worked with Steve over the past few weeks to get funding on my new home purchase and he has made the process so easy. He's easy to get a hold of, I even had his cell number if I had to call him on weekends. Steve answered every question of mine, called me, emailed me and never left me in the dark. I think the communication alone was the best part of the transaction. I also liked how the majority of the process was paperless! He helped my family move into our first home! Thanks Steve! We look forward to working with you again in the future! -- Annalise W.


"Stephen did a great job of keeping me informed about mortgage options and market conditions throughout the process of purchasing a new home. He is knowledgeable, personable, and service oriented. I recommend him highly." – Lyman G.


“From a first time homebuyer all I can say is Steve Newcomer made getting financed for my home a breeze! There was absolutely no question that went unanswered, and everything was always right when it came to paperwork. I highly recommend Steve to anyone wanting to purchase or refinance their home!” -- Erika G.


“Stephen Newcomer helped us purchase our first home and did an excellent job in the whole process. He made us feel very comfortable and important. Stephen was always there for any questions and to help us understand every step. He made buying a home simple for us by being so helpful and working so hard getting everything done for us. We recommend Stephen Newcomer not only because of his hard work but of the way he made this experience so pleasant and less stressful for us. He is very friendly and really impressed us with his knowledge and his immediate effort and responding. Stephen never left us in the dark and always made sure we were aware of what was happening and what to expect next. It was definitely a great experience to have someone so great at his work and someone we could trust. He was our first choice and now our only choice. Thank you Stephen Newcomer!” -- Celia C. and Ian L.


“I’ve worked with various mortgage brokers over my lifetime, and Steve is by far the best and most responsive.  He always took time to explain everything clearly and offer good advice.  His friendly guidance through the process was very helpful and assuring to our family. Thank you again for your excellent work” – Cal L.


“We made the decision to purchase a new home in 8/2015 and we're looking for a mortgage broker. Our realtor referred Stephen Newcomer to us and we could not be more pleased. Stephen is easy to speak with and very responsive to any and all questions. We had some credit issues to resolve and Stephen was able to recommend a variety of options for us to explore. Stephen was with us through every step of the new home buying process which took 6 months. We encountered some bumps along the way and they were handled quickly and with the utmost professionalism. He went above and beyond to make our home ownership a reality. We would certainly recommend Stephen to friends, family, coworkers and anyone looking for an attentive, professional, knowledgeable hard working mortgage broker.” -- John & Kim P.


“You might say "5 Stars all the way? Right!? Well that is only because we cannot give him 10 Stars. Stephen Newcomer is the Best you could get to help you with buying a home. In our situation we had lost our first choice for funding and a huge amount of pressure from the seller or we would lose the deal. Steve came in and went beyond what we thought was possible. He got us financing that was even better then we thought was possible. He was with us all the way, email and phone conversations. Steve always answered every question in a language we could understand. Mr Newcomer is a Super Hero you must have on your team. Thank you Steve! We are more then privileged to have worked with you.” – Richie and Briana M.


"Stephen is an extremely helpful individual who has assisted me in overcoming some challenging hurdles related to refinancing my mortgage. He is patient and yet persistent ensuring that the job gets done to the clients satisfaction. I highly recommend Stephen." -- Joseph W.


"Thank you so much for all your help and hard work! We really appreciate it!!!  We are so excited to move in. I will definitely refer you if I know of anyone looking for a house and a mortgage broker! Thank you again... you are a rock star! :-)" – Karlyn T.


“I want to take this time to thank you and Susan for the hard work you both performed in helping Vanessa and I get into our new home.  The experience in working with you both was extremely easy and very pleasant.  We feel blessed to have had such a good team helping us, from finding a beautiful home to closing.  The entire experience was wonderful and we thank you from the bottom of our hearts.  I would recommend your services to anyone and would do so with great confidence. I hope this letter expresses our gratitude for all your hard work and the help you provided for us.  Again I thank you.” -- Jorge F.


“I just wanted to let you know that my wife and I are happy with all the help and support you gave us, also for being there all the step of the way.” -- Enrique and Claudia L.


"I couldn't have asked for a more knowledgeable loan agent than Steve Newcomer. He was efficient, calming, hardworking and a real gent. I would recommend him to anyone!! Thanks for your hard work Steve." -- Jean B.


“Before coming to Mr. Newcomer I was dealing with a previous lender for almost 4 1/2 months to refinance and that previous lender dragged his feet to get my refinance done and eventually he was not able to close the deal. I have done previous refinances with other properties with no problems but this time it was a nightmare. I tried Lending tree and even they could not get my home refinance. Mr. Newcomer was recommended by one of the lending Tree lenders and the process was easy and smooth. He explained every step and got my refinance done in one month. Thank you Mr. Steven Newcomer.” -- Hector and Cristina U.


“I bought my first investment property with help from Stephen newcomer and real estate agent Susan Job the process was quick and easy. Stephen should rename himself Stephen the great. Susan it's always a pleasure working with her. Susan can be reached at 602-292-4874. Batman and robin have nothing over these two they are the original dynamic duo” -- Norman B.


“I had a fabulous experience working with Stephen. He definitely bent over backwards to wade through all the yellow and red tape and get us approved and closed.  Not only was he extremely personable and assistive, he made sure that we had the best customer service experience possible with immediate response time and working through the weekend to close our loan! I would highly recommend Stephen to anyone!!!!”            -- William H.


“We are very thankful for all the help and support we received from Mr. Steve Newcomer. I've done few other refinances in the past but our experience with Mr. Steve made all transactions and process super easy and smooth. I would recommend him to my family and friends...Thanks once again” -- Jimbet and Fatima S.


“We would like to take this opportunity to express our sincerest  thanks to Mr. Steve Newcomer. Through the stress and problems sometimes involved in our refinance, he has guided us all the way. He has been our broker in two instances and we have learned to respect his experience and expertise .We highly recommend him to potential clients. Respectfully, -- Leo and Dina A.


"Wanted to thank you for all that you have done for us. Without your service we would be lost. Without a doubt the quickest and most painless process I have been through. Stephen was easy to work with, knowledgeable, timely and absolutely interested towards what was best for us. Thank you Stephen, we appreciate everything you did for us. You'll get our referrals without a second thought!" -- Ambar and Aaron S.


"Steve thank you so much for all your help. We will definitely come to you if we need future assistance." -- Ariana B. and Jesus F.


"If you are looking for excellent quality work then I recommend Stephen Newcomer.  The process was so smooth and fast I forgot I was in the middle of refinancing at times.  My experience was above satisfying, if your looking for loyal and efficient then look no more Stephen Newcomer is your guy."  -- Nancy S.


"I had been hit hard when the recession hit. A layoff led to a foreclosure, and I did not see any way back to home ownership any time soon. Stephen put a lot of time into helping me see a path to repairing my credit and getting qualified for a mortgage. After the FHA rate reduction, Stephen was again ready to help me streamline my loan and lower my payment. He knows what to do, and works to help everyone involved see the whole picture. Without his help, I'd still be a renter. Thanks!" -- Brian K.


 “We all know how buying a home can be stressful, we had the pleasure of meeting Stephen Newcomer, he found us a loan and walked us through the process, every step of the way. We would highly recommend him for anyone in need of a mortgage. Thank you Stephen.” -- Sharon & William V.


“Just closed on our refi - such an easy deal!  Stephen delivered on every promise.  After having several mortgages and refis in the past that dragged on and on, Steve was a breath of fresh air.  He was a true professional.  He knows the market in every aspect.  Our entire refi took 2 weeks and was a no-cost loan, and closed when he said it would without any additional hoops to jump through.  For the future, we wouldn't go to anyone else.  We would highly recommend!!.” -- Chet & Cheryl B.



“Robert and I want to thank you from the bottom of our hearts for all that you have done to get our refinance. Steve, you are an AMAZING broker with a heart of gold! You made it so smooth for us. Steve, what I am truly grateful for is how you were upfront and honest with us. You never raised our hopes up on maybe, you always gave us the facts. And Steve, I love how you were there for all of our calls. If you need me to speak with a new customer please feel free to give them my number. I'm looking forward to our next adventure when you help our daughter and son in law obtain a home loan. Until than my friend take care and thank you again for all you have done for us.” -- Robert and Betty F.



"Thank you for all your hard work in refinancing a new loan for me.  It's so amazing that we did it all online and in a short amount of time.  The new interest rate is great and if I had listened to I would have done it a year before.  So anyone reading this don't wait.  Steve is great to work with and was always available if you have any questions.” --  Bobbie K.


"I was referred by my daughter to get in touch with Steve who is able to provide a much better refi rate than Wells Fargo whom I normally work with.  I must say that Steve was awesome to work with.   Quick to answer questions and resolve anything that cropped up no matter how many times I contacted him he was always friendly, knowledgeable and provided any reassurances I needed.  Steve I will definitely use your services again and will promote your business as the opportunity arises." -- Sheema C.


"When I Wanted To Refinance My Home And Buy Rental Property I Called Stephen K Newcomer I Found Stephen To Be Honest And Knowledge And Always Available To Help With Any Questions I Had I Would Recommend My Family And Friends To Call Him. Stephen Is The Man! Very Happy And Satisfied Customer!!!" -- Norman B.


"This is my second time working with Steve, it's nice to work with someone now a days who gives it to you straight.  What he quoted me originally for prices and payments is what my loan ended up being, no bait and switch what so ever.  Any questions/issues i had through out the process were answered and handled promptly and professionally and my refi as well as my original loan went nice and smooth.  Thank you once again Steve, it was a pleasure doing business with you!" -- Kevin S.


"I am very satisfied and impressed with Stephen who just helped my wife and I refinance our home. He talked us through every step of the way and kept me up to date continuously on what's to be expected and what is to come. Very friendly to work with and very considerate of your needs. He is the consultant to go to with all your mortgage needs. Thanks you again Stephen for everything!" -- Max D.


"I just recently refinanced my house with the help of Steve.  He went over and beyond to get this done in a timely manner.   He made me feel like I was his number one customer (which of course we all know isn't true) but that’s exactly how he makes one feel.  I can't thank Steve enough for all of his hard work. My loan wasn't an easy one but Steve pushed through and kept me informed every step of the way.  If anybody is looking for an agent Steve Newcomer is your man!!!!" – Darcie and Ken W.


­­­"I was referred to Stephen for a refinance on our home. Stephen was very professional and accommodating to our needs. He was very prompt in returning phone calls or emails, even after business hours. It was such an easy process for us and that was because he was so great and took care of everything for us.  I would recommend him to anyone." -- Serena H.


"Thank you for following through so quickly and efficiently. It is a breath of fresh air to have a loan officer so on top of everything. Thanks again!"  -- Georgia L. - Berkshire Hathaway Home Services Realtor


“I wish to express my gratitude to Steve Newcomer for providing exceptional assistance in securing a refinance loan for my residence. This refi was exceptionally complicated for a variety of issues.  Steve stuck with me for six months as we worked through the various opportunities that continued to confront us.  Steve’s patience and perseverance was amazing.  He continued to coach me along the way and was always encouraging even when it appeared that the entire process might fall through.  In the end, the new mortgage went through to my satisfaction.  Although it was a long wait, it was worth it.” – Joe and Sue W.


"With the recent refinance of my home, I'm greatly pleased with both the efficiency of the service you provided and also the results of your work.  I couldn't have had a better experience.  I'm especially grateful for the prompt way that you treated my every concern.  When addressing any future / potential customers you may encounter, I'd like to tell them that they will be dealing with a mortgage broker of integrity and honesty, dedicated to the accomplishment of smooth transaction that has served my family well.  In the refinance of my home, my savings over the years of ownership will be tremendous.  When addressing you personally, I'd like to thank you from the bottom of my heart. My family is blessed from this benefit to us.  Feel free to have your clients contact me for a personal recommendation. I would consider it a privilege be of any help to others to obtain the results I have." -- Beatriz M. 


"In my quest to refinance my home I was having difficulty with my present lender; they wanted a plethora of paperwork and was taking a long time to process everything only to let me know they needed yet another bit of paperwork sent; all of this at a high cost as well.  In the meantime, I received a call from Steve Newcomer who assured me that he, as a lending broker, could cut my costs, have minimum paperwork and finish everything in a matter of 3 weeks.  At first I was skeptical but I canceled my current lender and went with Steve.  Everything he promised was accurate!  He was always available or got back to me in a timely manner, and he found me a great refinance loan that was minimally process free.  He structured the loan to my needs and was always up front with any incoming information.  I would highly recommend his services to anyone who is looking for a great deal with the best results on a loan possible." -- Karen M.


"My wife and i were renting, and with a little less than 3 months before our renewal date, we were informed by the owner he was selling the house and we had to move.  I contacted a real estate agent that had helped us find the rental and told her we had less than 3 months to move, explained our situation to her and inquired if she thought there was any way we were in a position to purchase a home.   She said she thought she had a person that could work with us and possibly help us get a mortgage and she put us in contact with Steve. We had a previous foreclosure and our credit scores were not the greatest, so we were hesitant even applying for a mortgage.  After providing him with all the info he needed to get the process started, the numbers he said he could get us at the beginning of the process were the numbers that we got our mortgage at in the end.  I could not be happier with the help and handwork Steve put in for us.  Every time i called, he answered the phone.  Every email i sent was promptly replied too.  And now, with plenty of time to spare thanks to Steve's hard work, we got the keys to our dream home today with a fantastic rate on our loan.   I could not be happier with how we were treated and handled through out the process of getting our loan.  If you're looking for someone to do your mortgage, look no further, Steve Newcomer is your man. Once again, thank you so much!" -- Kevin S.


"Stephen Newcomer was exceptional in helping secure refinancing for my five year old property. Before working with Steve I unsuccessfully tried refinancing my home at least five times. From the beginning it was different with Steve.  He was optimistic from day one that he could find me a lender and never gave up.  My situation was difficult due to needing a jumbo loan on a custom home in a rural area. Steve found a lender and helped me deal with every request they had, including multiple appraisals.  He was tenacious and a constant professional.  I recommend Stephen Newcomer to anyone wishing to get home financing completed smoothly." -- Stephen R.


“Thanks Stephen for all the help. It was great working with you and your team! I will keep you all in mind for the future and for referrals. Thanks again for all the help and taking the time to work with us!” -- Max D.


"We can't thank you enough for the most outstanding customer service we received from you during our entire process of refinancing both of our homes. You maintained an extremely high level of professionalism. We were unsure if we would ever be able to refinance, but you shared some ideas & plans which were never brought to our attention from previous lenders and you made it work. I've never done business without meeting in person, but you far exceeded our expectations!! You were very knowledgeable about what you do and we also noticed the pride you take in being the best at what you do. We will continue to recommend you to others:) Again, thank you so very much for making this the most stress free, awesome refi we have ever done!" – Michael and Casey H.

"This was the first time a client of mine used Stephen to get a loan for their new home. It was a fantastic process! Stephen was on top of everything throughout the loan and the buyers got a really low interest rate with super low fees. I was surprised! I highly recommend Stephen to do your mortgage loans or refinances." – Susan J. - Remax Realtor

"I want to express my upmost gratitude for all of your hard work. I considered myself lucky to have had such a proficient professional work on my loan. You have certainly earned my respect and future business. I would without any hesitation refer you to my friends and family. I am happy to report that I am ready to kick my feet up, relax and enjoy the new house!!! I look forward to working with you again soon in the future." – Ben H.

“I just got finished doing a streamline mortgage refinance & everything went smooth & didn't cost me an arm & a leg to sign. They found a notary in the area where I'm at & everything went smooth.” -- Elizabeth R.


"My wife and I were seeking to re-finance our home. We had a Adjustable Rate Mortgage and wanted a thirty-year fixed rate. Mr. Newcomer contacted us via land-line. We expressed our desires and he set out to find us the best lender. Mr. Newcomer presented us with several options from the best lender for the size of our loan. Mr. Newcomer did locate a lender whose financing was to our satisfaction. Our home is now re-financed with a thirty-year fixed rate. Throughout the entire loan process, my wife and I felt we were in capable hands. He was meticulous and exact with numbers. He made certain we understood the loan process, costs, expense allocations as well as time frames of locking interest rates. His zeal and client attention enabled us to complete the loan process within thirty-days. My wife's and my over-all feel for this entire loan process and working with Mr. Newcomer is one of gratitude and satisfaction. We would not hesitate to "unconditionally" recommend Mr. Newcomer. Thank you." – Gheral and Bernadette T.


"We thank you for your help and guidance through both of our phases of the new financing. I must tell you it was your personality and not heavy salesmanship that convinced us to move with your company, We had received several other approaches and we were immediately put off. So, thank you." – Gheral and Bernadette T. part 2


"Thank you for helping us purchase our home! You did a great job." – Richard and Rochelle S.

"Thank you so very much for helping us get this loan. We had tried at the big banks and they were not at all helpful or as willing to help as you were. We appreciate all the work you did to find that loan to address our special needs at a very good rate. You helped us out so much as to what paperwork was needed and you were always on top of everything with your phone calls and direction. It made our process to get this loan a lot less stressful. Your knowledge and research saved us countless hours of trying to find a loan on our own. 

“Steve was, a pleasure to work with, he kept me informed and was always timely and thorough.” -- James J.


“We want to thank you again for taking such great care of us when we recently refinanced our home. You addressed all of our questions in such a timely manner, always calling us back right away and always having the answers we needed. This was very reassuring during a time of changing numbers and scenarios, as is always the case when working with interest rates and loans. We really appreciated your taking the time to explain to each of us (sometimes in separate phone calls and emails) every detail of our options. It is our opinion that you really went above and beyond the call to get us the best interest rate and financing situation. We never felt that you left us "hanging" during any of the steps of the refinance, even going so far as to arrange our closing location within a mile of where we were. Please know that we really appreciate all the time and effort that you invested getting our loan closed. Everything you did to assist us speaks volumes about the type of person you are, and we thank you for your honesty and integrity. Be assured that we will be telling all of our friends about you and your fantastic service. Thank you, Steve, you are truly a blessing to us.” – Ron and Kat S.

“We just wanted to thank you again for taking such good care of us during our second refinance with you.  It was handled very quickly and efficiently, and was well worth going forward with the refinance.  We appreciate your patience in explaining all the different options we had and also for taking the time to call us back right away and go over all the closing figures.  We were also impressed that you were willing to go the extra mile to get our closing done in a timely and efficient manner, working around our very busy schedules.  We look forward to working with you in the future and thank you again” - Ron and Kat S. part 2


“I must write this note of appreciation to thank you for all your help in obtaining my re-finance loan.  I can't explain the freedom I feel today.  It is such a relief to be once again in control of my life.  You were determined and diligent in getting the job done and I am forever grateful.  Thanks again for all your help.” -- Linda S.


"Stephen did a wonderful job. He remained professional while keeping things easy during those hiccups that always happen when closing. I highly recommend him." – Charmain B.